Mortgage Insights & Homeowner Tips

Articles from Taylor Crawford – Mortgage with TLC, helping Alabama homeowners make confident mortgage and refinance decisions. 

🏠 Should You Refinance or Use a HELOC in 2025?

Posted October 2025

Alabama homeowners are sitting on record home equity — but which option makes more sense: a cash-out refinance or a HELOC? Learn why more people are choosing to refinance, consolidate debt, and lock in fixed payments instead of juggling multiple loans.

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🏠 Should You Refinance or Use a HELOC in 2025?

Posted October 2025

Both FHA and Conventional loans can open the door to homeownership, but they work very differently. Find out which program saves Alabama buyers more money long-term — and when an FHA loan still makes sense. 

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💰 How Much Home Can You Afford on Your Income in Alabama?

Posted October 2025

Your income is only one piece of the affordability puzzle. Credit, debt, taxes, and down payment all play major roles. Use this guide to estimate your price range — and learn why a quick pre-approval gives you the clearest number. 

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