Loan options

A loan should fit your life.

There is no one-size-fits-all mortgage. Here is a starting point for comparing options; your eligibility and costs depend on your full application.

A flexible option for many buyers. Down payment, mortgage insurance, and pricing depend on your financial profile.

A government-insured option that can be useful when you need more flexibility with credit or down payment. FHA is not limited to first-time buyers.

For eligible veterans, service members, and some surviving spouses. VA loans may allow eligible buyers to purchase with no down payment.

For eligible buyers and properties in qualifying areas. Income and property rules apply; eligible loans can offer no down payment.

Specialized options may be available for eligible physicians, residents, and fellows. We can compare those with traditional financing.

Some eligible buyers can pair a first mortgage with assistance toward upfront costs. Availability and terms depend on the program.

Larger loan amounts and self-employed income can call for a more tailored review of your documents and options.

We can compare the cost and benefit of changing your rate, term, or loan structure against keeping your current mortgage.

Program availability, guidelines, rates, and terms can change. We’ll review current options based on your circumstances.

Let’s make the next step clear.

Tell me where you are in the process. We’ll talk through your options together.